If you want to get around quickly, there are many good reasons to choose an e-bike. It doesn't need a lot of space and is easier to protect from wind and weather than a car. You don't need a garage, you can park it in the basement. The electric motor means you can manage longer distances and inclines effortlessly and without much effort. You'll reach your destination relaxed and without sweating.
E-bikes do not produce any exhaust fumes and are therefore a green alternative to cars. You save on petrol costs, get some fresh air and keep yourself moderately fit by pedalling occasionally. You can hardly tell that modern e-bikes are electrically assisted. It is no wonder that e-bikes are becoming increasingly popular. From folding bikes to city bikes and mountain bikes, various attractive models invite you to use them in a variety of ways.
financing of e-bikes
Before you decide on a particular model, you should think carefully about how you can afford the purchase. Even if you are very keen on an e-bike now, buying something beyond your own means is risky. That's why you should check out various financing options before you decide on a bike. Leasing a bike is often a good option, for example through your employer. The costs are paid off over a certain period of time. Renting, leasing or traditional installment payments are also possible.
No matter which e-bike you want, plan the financing from the start. This is the only way to enjoy your new e-bike in the long term without worrying about it, without overextending yourself financially. Don't rush into anything. With smart e-bike financing, nothing stands in the way of your environmentally friendly and healthy e-bike mobility. And the best thing is that purchasing financed e-bikes doesn't put a big hole in your budget. A variety of financing models make it easy for you to use the e-bike you want straight away.
The advantages of e-bike financing
An e-bike can be a significant investment, but that shouldn't stop you from getting your dream bike. This is where financing comes in. Financing allows you to spread the cost of your e-bike over a longer period of time, rather than paying a large amount all at once. This makes it easier for you to afford a quality e-bike that meets your needs.
Advantages at a glance:
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Immediate availability: You can use your e-bike immediately without having to save up for months.
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Flexible installments: Choose a monthly installment that fits your budget.
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Low interest rates: The interest rates for e-bike financing are often lower than for conventional loans.
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No deposit: In many cases, no deposit is required.
How does e-bike financing work?
Financing an e-bike is easier than you might think. Here are the basic steps:
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Select an e-bike: Choose your dream bike from the range offered by your preferred dealer.
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Apply for financing: Fill out the dealer's financing form. You can usually do this online.
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Credit check: The financing provider checks your creditworthiness. This is usually quick and uncomplicated.
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Conclude the contract: If everything is in order, you sign the financing contract.
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Pick up your e-bike or have it delivered: You can now pick up your e-bike or have it conveniently delivered to your home.
alternatives to financing
If financing is not an option for you, there are other ways to purchase an e-bike:
1. Installment purchase
When you buy on installments, you pay for your e-bike in fixed monthly installments, similar to financing. The difference is usually that the dealer himself offers the installment payment. Tip: At MYVELO you can select this in the checkout as payment method
2. Leasing
When leasing, you pay a monthly fee for using the e-bike. At the end of the term, you can either return the bike or take it back for a fee.
3. Buying used
Used e-bikes are often significantly cheaper than new models. But pay attention to the condition of the battery and general wear and tear.
E-bike leasing with BusinessBike
An interesting financing option is available to companies and employers who want to provide their employees with an e-bike as a company vehicle . This can be done through a salary conversion, which not only finances the e-bike, but also brings tax advantages and is therefore also attractive for employees.
The model also has some advantages for employers. They save on non-wage labor costs and have lower expenses than with a company car. The benefit for both sides makes it easy to get companies excited about purchasing an e-bike as a company vehicle. As an employee, you avoid any traffic jams and get to your job site faster, be it a savings bank or a construction site. In addition, the e-bike can be used not only for the commute to work, but also privately.
The employer takes care of insurance, maintenance and repairs. If the employment relationship ends, you return the e-bike. So you don't have to worry about selling it or further maintenance. Of course, you can also terminate the contract at any time.
With an e-bike provided by your employer, you combine practical benefits with environmentally friendly mobility. The electric drive supports you when commuting and you also do something to stay fit and healthy.Find out more here at MYVELO about the BusinessBike model, which allows you to use an e-bike as a company vehicle through your employer.
e-bike leasing
Leasing an e-bike as a company bike is becoming increasingly popular. No wonder, because this form of financing offers employees and employers great advantages. With e-bike leasing, you save money and benefit from attractive tax advantages.
MYVELO E-Bike Leasing makes it particularly easy to purchase your company bike. Compared to buying directly, you save up to 40% of the costs. This is made possible by salary conversion: part of your gross salary is used directly for the leasing rate. This means you only pay 0.25% tax on the total price of the e-bike.
Bikeleasing takes care of the complete service for you and your employer. After the uncomplicated employer registration, you can choose your desired model at MYVELO. After the employer has confirmed the leasing offer, your new company bike will be delivered to you quickly and conveniently. E-bike leasing is worthwhile for anyone who wants to get their company bike inexpensively and easily. Use the smart financing option and get started with your new e-bike in a relaxed manner!
Here are the advantages of e-bike leasing at a glance:
- Pay less taxes
- Helpful all-round service
- Low effort for employers and employees
- Free choice of model
- Flexible contract terms and termination options
jobRad
Are you looking for a new e-bike? Then MYVELO is an excellent choice! MYVELO e-bikes impress with their sophisticated design, high-quality workmanship and a wide range of models for every taste and purpose.
However, a high-quality e-bike can be an expensive purchase. A clever solution for financing this is company bike leasing from jobRad. More and more employers are allowing their employees to purchase a company bike at a reduced rate.
jobRad is a company bike leasing concept that allows you to lease an e-bike through your employer. First of all, employers must have jobRad as a cooperation partner. This gives their employees the opportunity to purchase an e-bike through this leasing program. This gives you the chance to be mobile in an environmentally friendly and healthy way.
If your employer is registered with jobRad, you have the opportunity to lease a high-quality e-bike from MYVELO.
The advantages you get from using jobRad are manifold. As with similar leasing models, you are free to use the e-bike not only for the journey to work, but also in your free time. The monthly leasing rates are settled via a salary conversion, as is usual in such cases, so that you benefit from an attractive tax advantage. By leasing a company bike through jobRad, you have the advantage of saving money, as you can lease the e-bike at a reduced price.
There are only a few steps required to lease an e-bike through jobRad. First, it's best to speak to your employer and ask if they support the jobRad program. If so, you can choose the e-bike you want at MYVELO and submit the leasing application. As soon as everything is approved, nothing stands in the way of your environmentally friendly and healthy mobility.
In summary, using jobRad gives you the opportunity to lease a high-quality and environmentally friendly e-bike and benefit from numerous advantages such as tax benefits and cost savings. It's a win-win situation for your health, your wallet and the environment!
We at MYVELO are happy to accompany you on your journey to a sustainable and active lifestyle. Take a look at our range and discover the variety of our e-bikes that you can lease through jobRad.
Stay active, stay environmentally conscious - together with MYVELO and jobRad! An excellent choice! MYVELO e-bikes impress with their sophisticated design, high-quality workmanship and a wide range of models for every taste and purpose.
Conclusion
Financing an e-bike or buying it on installments is a great way to fulfill your dream of owning your own e-bike without breaking your budget. With the right information and a little planning, you can soon get started on your new e-bike and enjoy the freedom on two wheels. 🚴♂️🚴♀️
Ready for your dream bike? Check out our latest models and find the perfect financing solution for you. Have fun and enjoy your ride! 🌟
