Skip to content
2024 Palma Electric Folding Bike Special Offer

Bike leasing

Bike leasing for your MYVELO dream bike

MYVELO - E-Bike Leasing

Would you like to ride your e-bike to work comfortably and are you wondering how you can cleverly finance your dream bike? Bike leasing is your solution. With bike leasing, you can finance your e-bike easily and safely through your employer. With this concept, you and your employer benefit from many advantages. In addition, with an e-bike you have an environmentally friendly alternative to a company car and you are promoting your health.

Discover

Verona road bike

The MYVELO Verona is the perfect aero racing bike for anyone who doesn't want to make any compromises. The fact is: no other MYVELO bike symbolizes speed and elegance more. Extremely high-quality components meet an uncompromising design - the result: maximum performance with extremely smooth running. At the heart of the racing bike is the ultra-light carbon frame with its Kammtail tube shapes typical of aero bikes and a tapered head tube. What's special about it is that the top tube slopes down towards the head tube. This puts the rider in a particularly sporty sitting position. Available in five sizes, the frame is the perfect starting point for putting together your dream of the perfect racing bike. You can choose from three gear groups and six different wheels. Our goal: to meet your highest demands!

Show model

What is bike leasing?

1

To make financing a company bike particularly easy, there are partners like Bikeleasing. With financing, you can save up to 40% compared to buying one and also benefit from tax advantages, as the total price of the e-bike can be taxed at 0.25% through a salary conversion. Bikeleasing also offers you a helpful service, is available at any time to answer any questions you may have and minimizes the effort between you and your employer.

2

In order to take advantage of bike leasing, your employer must be registered. Registration is completed in just a few steps. Registration as an employee is also quick and easy. Thanks to the free choice of dealer, you can select the model you want in our online shop.

3

Once registration is complete, you can have us create an individual offer for you and submit it to your employer via the portal. As soon as the offer has been confirmed, we will send you your e-bike.

4

To ensure that you can safely ride your bike to and from work, you should follow the tips below. These are also helpful on private journeys that can be undertaken with a company bike. Once the bike has arrived at your home, you should adjust the size to suit your individual needs.

5

After completing the remaining documents, such as the acceptance confirmation, the monthly leasing rate will be debited from your account. There you will also see how high the benefit of the salary conversion is.

Bike leasing – clarify important questions in advance

The bike leasing offer is a practical concept with many advantages for employers and employees. Leasing a company bike not only has tax advantages, but also protects the environment.

What advantages do I have as an employee of Bikeleasing?

  • significantly cheaper than buying cash
  • tax advantages through salary conversion
  • private use possible
  • cost-effective and environmentally friendly alternative to the company car
  • Insurance, breakdown service and maintenance included
  • flexible design of the commute and often faster in urban areas

What are the benefits for employers?

  • the monetary benefit no longer has to be taxed since 2019
  • further tax advantages through business expense deductions
  • the leasing model has no impact on cash assets
  • hardly any effort and the best bike leasing service
  • full insurance coverage included in the leasing rate
  • Added value for the environment and the health of employees

A company bike leasing offers many advantages that are convincing when compared to a privately financed e-bike. Myvélo also enables private financing with the service provider Alma

Helpful tips for using a bicycle in everyday life

To get through city traffic safely and easily or to ride comfortably over hilly routes, there are a few tips you should keep in mind when using your e-bike:

  • Bicycle lights and reflectors should not be missing
  • a helmet while driving provides additional protection
  • the correct seating position and frame height ensure safe driving through more stability
  • Annual maintenance of the e-bike is important so that you can enjoy it for a long time
  • a small repair kit, an air pump and a chain spray help with minor problems
Company bike vs. company car - are there differences in financing?

Company bike vs. company car - are there differences in financing?

A company bike can be tax-advantaged just like a company car. Thanks to the regulation that has been in force since 2021, the leasing rate can be claimed as a tax deduction at 0.25% per month. As an employee, you save up to 40% compared to the purchase price. Employers also benefit, because the tax advantages apply to both sides.

Conclusion

Bike leasing offers you many advantages. Whether it's tax benefits, good service or early termination of the contract, bike leasing offers employees and employers the opportunity to take out company bike leasing without much effort and with a lot of security. Are you also convinced by this concept? Then get in touch with us so that we can put together an individual offer for you.

You can get further information about leasing directly from Bikeleasing.

Further information and frequently asked questions zu Bike leasing

Do you have any further questions about the job bike with MYVELO?

With bike leasing, there are different types of bikes to choose from to meet the individual needs and preferences of the user. The leasing process is flexible so that a wide range of bikes - from traditional city bikes to modern e-bikes - can be leased.

When leasing a bike through MYVELO, you have the freedom to choose from a wide range of bikes that meet your personal needs. Whether it's a classic city bike like the Verona, a modern e-bike like the Berlin or specialized bikes for specific purposes - the selection is large and varied. It is important that the bikes you choose meet your individual requirements and are available within the leasing framework.

There are various tax aspects of bike leasing that are important for both employees and employers. Here are the most important points to consider:

1stTaxation of the monetary benefit

  • Monetary benefit:If an employee leases a bicycle or e-bike through his employer and also uses it privately, this creates a monetary benefit that must be taxed.
  • 0.25% rule:Since 2020, the 0.25% rule has applied to bicycles and e-bikes. This means that 0.25% of the gross list price of the bicycle is taxed monthly as a monetary benefit. This significantly reduces the tax burden compared to the previous 1% rule.
  • Calculation example:For an e-bike with a gross list price of 4,000 euros, the monetary benefit is 10 euros per month (0.25% of 4,000 euros). This amount is added to the employee's taxable income.

2ndsalary conversion

  • Salary conversion:Bike leasing is often achieved through salary conversion. Part of the gross salary is converted into a leasing rate.
  • Tax advantages:Salary conversion reduces taxable income, which leads to a lower tax and social security contribution burden.
  • Cost distribution:Employers and employees can split the leasing costs differently. It is also possible for the employer to cover the entire leasing costs.

3.tax exemption for employers

  • Bicycle leasing as a business expense:The leasing installments can be claimed by the employer as business expenses for tax purposes. This also applies to any service and insurance packages.
  • Bicycles for business use:If the bicycles are used exclusively for professional purposes (e.g. for business trips), the taxation of the monetary benefit is completely waived.

4thVAT

  • input tax deduction:Employers can claim the VAT included in the leasing rates as input tax, provided they are entitled to deduct input tax.
  • Private use and VAT:However, if the employee uses the bicycle for private purposes, the employer must tax the private use portion. This is usually done via the payroll.

5thtransfer to third parties

  • Use by family members:Even if the leased bicycle is used by family members of the employee, the tax treatment remains unchanged, since the monetary benefit is already taxed at the employee's expense.

6thfunding and grants

  • Regional funding programs:There are some regional funding programs that support the purchase or leasing of bicycles and e-bikes. These should be checked individually.
  • Tax subsidies:Employers can provide tax-free subsidies for the use of public transport and bicycles, provided that these are included in the job ticket.

Bike leasing offers various tax advantages for both employees and employers. The taxation of the monetary benefit according to the 0.25% rule, the possibility of salary conversion and the tax deductibility as business expenses make bike leasing an attractive option. It is advisable to discuss the individual tax implications with a tax advisor in order to achieve maximum tax efficiency.

At the end of the lease term, the lessee has several options, depending on the contract terms and the leasing provider. Here are the most common options:

1stpurchase of the bike

  • residual value purchase:It is often possible to buy the bike at the residual value. The residual value is an amount specified in the contract that reflects the current value of the bike at the end of the leasing period.
  • Purchase option:The lessee can decide to take over the bike by paying the residual value. This allows the bike to be owned and used permanently.

2ndreturn of the bike

  • Return conditions:If the lessee does not wish to purchase the bike, it must be returned in a condition specified in the contract. It is important that the bike is free from major damage and in a well-maintained condition.
  • Assessment of the condition:The leasing provider will inspect the bike and assess its condition. Any damage beyond normal wear and tear may incur additional charges.

3.extension of the leasing contract

  • contract extension:Some leasing providers offer the option to extend the leasing contract. This can be useful if the lessee wants to continue using the bike without buying it.
  • New conditions:The conditions for the contract extension may differ from the original ones and should be checked carefully in advance.

4thconclusion of a new leasing contract

  • Leasing a new bike:The lessee can also conclude a new leasing contract for a different or a new model. This offers the opportunity to always use a modern and up-to-date bicycle.
  • Return and new beginning:The old bike is returned and the new lease agreement takes effect, often with similar financial terms as before.

Important points when returning

  • Condition assessment:The condition of the bike when returned is crucial. Normal wear and tear is usually accepted, but major damage or missing parts may incur additional costs.
  • Documentation:It is helpful to document the condition of the bike before returning it to avoid any potential disputes.
  • Service and maintenance:Regular maintenance and care during the lease period can help keep the bike in good condition and avoid additional costs when returning it.

Summary

At the end of the lease term, the lessee has several options: purchasing the bike for the residual value, returning the bike, renewing the lease or entering into a new lease. Each of these options has its own advantages and disadvantages and the decision will depend on the lessee's individual needs and preferences. It is important to carefully review the terms of the contract and, if necessary, consult with the leasing provider or a specialist advisor to make the best decision.