When is bicycle leasing worthwhile?

What is bicycle leasing?

Bicycle leasing is a model where you rent a bicycle - often a high-quality e-bike - for a set period of time. You pay monthly installments instead of the entire purchase price at once. At the end of the leasing period, you often have the option of buying the bike at a reduced price.

This model is similar to the well-known car leasing model and offers interesting options for both private individuals and companies. Bicycle leasing is particularly popular with employees who want to use the bike both for commuting and for private purposes.

How does bicycle leasing work?

The process of bicycle leasing is relatively simple:

1. Select a bike : You choose your dream bike – for example one of the high-quality e-bikes from MYVELO.
2. Conclude a leasing contract : You conclude a leasing contract with your employer and a leasing provider. This contract regulates the monthly installments, the leasing period and the conditions for a possible purchase at the end of the term.
3. Using a bicycle : You will receive your bicycle and can use it both for commuting and privately.
4. Pay in installments : During the lease term, you pay monthly installments. These are often deducted directly from your gross salary, which can bring tax advantages.
5. At the end of the term : After the contract expires, you have several options. You can return the bike, buy it at a residual value or take out a new leasing contract.

Advantages of bicycle leasing

Bike leasing offers numerous benefits that make it an attractive option. Here are some of the most important:

Tax advantages

A big advantage of bicycle leasing is the tax benefits. Through salary conversion, the leasing payments are deducted directly from your gross salary. This reduces your taxable income and you save taxes. The savings are particularly considerable in Germany, where the state promotes bicycle leasing.

Low initial costs

Instead of paying the entire purchase price at once, you can finance your dream e-bike in small, monthly installments. This makes it affordable for people who otherwise couldn't afford a high-quality bike.

all-round carefree package

Many leasing providers offer complete packages that include not only the bike but also insurance, maintenance and repairs. This means you don't have to worry about additional costs and can use your bike without any worries.

Environmentally friendly and healthy

By using a bicycle, you contribute to reducing CO2 emissions and at the same time promote your health. E-bikes in particular are an excellent alternative to the car, especially for shorter distances.

Flexible use

Another advantage of bicycle leasing is the flexible use. You can use the bike both for commuting and privately. This means that you not only save on petrol costs, but you can also benefit from your bike in your free time.

Is bike leasing worth it for you?

Whether bike leasing is worthwhile for you depends on various factors. Here are some points you should consider:

intensity of use

If you use your bike regularly, whether for your daily commute or for leisure time, leasing can be worthwhile. The monthly installments spread the costs evenly over the term, which is particularly advantageous if you use it intensively.

tax situation

The tax advantages of bicycle leasing are particularly attractive if you are in a higher tax bracket. The higher your tax rate, the more you save through salary conversion.

insurance and maintenance costs

Many leasing contracts include insurance and maintenance, which saves you additional costs and hassle. Find out exactly what services are included in the leasing contract and whether they are beneficial to you.

your employer

Bicycle leasing is particularly easy if your employer supports such a model. Many companies now offer bicycle leasing as a benefit, which makes the process much easier. Find out whether your employer offers bicycle leasing and what conditions apply.

Bicycle leasing with MYVELO

At MYVELO we offer you a wide selection of high-quality e-bikes that are ideal for leasing. Our models are not only technically up to date, but also offer a high level of riding comfort and an attractive design. We work with various leasing providers, such as JobRad , Businessbike or Bikeleasing .

Step-by-step instructions for bicycle leasing at MYVELO

1. Choose an e-bike : Browse our online shop and find the e-bike that best suits your needs.
2. Get an offer : Contact us to receive an individual leasing offer. We work with various leasing providers and will find the best solution for you.
3. Conclude the leasing contract : Together with your employer and the leasing provider, we conclude the leasing contract.
4. Enjoy your e-bike : As soon as all formalities are completed, you can pick up your new e-bike and start riding straight away.

Conclusion: Bicycle leasing – a worthwhile option

Bicycle leasing is an attractive way to use a high-quality e-bike without paying the entire purchase price at once. The tax advantages, the low initial investment and the all-round worry-free packages make it particularly interesting. Whether bicycle leasing is worthwhile for you depends on your individual situation - intensive use, high tax savings and support from your employer are important factors.

At MYVELO you will find a large selection of e-bikes that are perfect for leasing. Contact us today and get advice - we will be happy to help you find the right e-bike and answer any questions you may have about bike leasing.

Ready for your new e-bike? Check out our current models and discover the benefits of bike leasing. With MYVELO you are well equipped to travel sustainably, healthily and stylishly.