E-bikes have become increasingly popular in recent years. They offer an environmentally friendly and healthy alternative to the car and are perfect for the daily commute or sporting activities.
What is e-bike leasing?
With e-bike leasing , a leasing provider takes over the purchase of the e-bike and lets you use it for a monthly leasing rate. You can use the e-bike during the leasing period and have various options at the end of the term: You can buy the e-bike for the residual value, return it or conclude a new leasing contract.
Advantages of E-Bike Leasing
Tax advantages
A key benefit of e-bike leasing is the tax savings. Thanks to the 0.25% rule, you only have to pay tax on 0.25% of the gross list price of the e-bike as a monetary benefit. This can significantly reduce your tax burden, especially compared to the previous 1% rule.
cost savings through salary conversion
Bike leasing is often achieved through salary conversion. Part of your gross salary is converted into a leasing rate. This reduces your taxable income, which leads to a lower tax and social security burden. This cost saving makes leasing particularly attractive.
Flexibility and the latest technology
With e-bike leasing, you can always use the latest technology without having to worry about loss of value or high acquisition costs. At the end of the leasing period, you have the option of switching to a new model and thus always use the latest technology.
maintenance and service
Many leasing contracts also include maintenance and service packages. This means that repairs and regular maintenance are already included in the leasing rate. So you don't have to worry about additional costs and you can be sure that your e-bike is always in top condition.
How does e-bike leasing work?
The process of e-bike leasing is simple and straightforward. Here are the basic steps:
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Choosing the e-bike: Choose the e-bike that suits your needs and preferences. Popular models include the MYVELO Aspen E-MTB Fully and the MYVELO Verona road bike .
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Conclude a leasing contract: Conclude a leasing contract with a leasing provider. This determines the monthly leasing rate and the term of the contract.
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Use of the e-bike: Use the e-bike during the leasing period. Many contracts also include maintenance and service packages.
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End of the term: At the end of the leasing term you have various options: You can buy the e-bike for the residual value, return it or conclude a new leasing contract.
You can find out here whether leasing is worthwhile for you.
Tax aspects of e-bike leasing
Taxation of the monetary benefit
If you lease an e-bike through your employer and also use it privately, you will receive a monetary benefit that must be taxed. However, thanks to the 0.25% rule, you only have to tax 0.25% of the gross list price of the e-bike as a monetary benefit. This significantly reduces your tax burden compared to the previous 1% rule.
salary conversion
When leasing an e-bike, a salary conversion is often carried out. This means that part of your gross salary is converted into a leasing rate. This reduces your taxable income, which leads to a lower tax and social security contribution burden.
tax exemption for employers
E-bike leasing also offers tax advantages for employers. The leasing rates can be claimed as business expenses. In addition, the monetary benefit is not taxed if the e-bike is used exclusively for business purposes.
What happens at the end of the lease term?
At the end of the leasing period you have several options:
purchase of the e-bike
You can buy the e-bike at the residual value. The residual value is an amount specified in the contract that reflects the current value of the e-bike at the end of the leasing period.
return of the e-bike
If you do not want to buy the e-bike, you can return it. The leasing provider will inspect the e-bike and assess its condition. Any damage beyond normal wear and tear may incur additional costs.
extension of the leasing contract
Some leasing providers offer the option to extend the leasing contract. This can be useful if you want to continue using the e-bike without buying it.
conclusion of a new leasing contract
You can also take out a new leasing contract for a different or new model. This gives you the opportunity to always use the latest technology.
Conclusion
E-bike leasing is an attractive way to use a high-quality e-bike without having to bear the high purchase costs. You benefit from tax advantages, cost savings through salary conversion, flexibility and the opportunity to always use the latest technology. Popular models such as the MYVELO Aspen E-MTB Fully and the MYVELO Verona road bike offer a wide range of options for different needs. Find out about the various leasing offers and find the perfect e-bike for you!
